What's your payment personality?
Four ways to pay rent. Pick yours.
Which one are you?
Every method earns the same TenantPay rewards.
The one you pick is about how the money moves, what it costs, and which renter you are at heart.
ThePragmatist.
Rent. Paid. Next.
You don't want a project. You want rent gone, off your mind, and a small thank-you for paying it on time. PAD pulls from your chequing account on the day rent is due, one flat fee no matter the size of the cheque.
TheMaximizer.
If there are points, you're earning them.
You read the fine print. You compare multipliers. Debit is the gold tier on TenantPay where you have the chance to earn the most rewards. You optimized this before you finished the page.
TheStacker.
You've thought about this more than your bank has.
You don't just pay rent; you move it through whichever card is closest to a sign-up bonus. You're a master of the “double-dip,” stacking your card's full reward rate with TenantPay's rewards. You understand that your largest monthly expense is actually your largest opportunity to earn.
TheLoyalist.
Show up. Be counted. Repeat.
You play the long game. Rent isn't an expense, it's a track record. Pay with Mastercard Credit and double-dip: earn your card's rewards plus TenantPay rewards while rent reporting turns your consistency into credit history.
From your account,
to theirs.
A reference number for every dollar. A timestamp for every step. A receipt for you, your landlord, and Equifax. Automatically.
Payment authorized
Funds received by TenantPay
Disbursed to landlord
Reported to Equifax
Partnered with every major Canadian bank.
Pricing frequently
asked questions
Yes. Creating an account is completely free for tenants and landlords. You only pay when you process a payment. No setup fees, no annual fees, no hidden charges.
Credit card networks charge interchange fees. Many members prefer cards because they earn Aeroplan, cashback, or other card rewards on top of TenantPay points, which can make the net value positive. Visa Debit at 0.99% is the cheapest option after PAD.
No. Tenant pricing: starting from $4.99 (PAD), 0.99% (Visa Debit), 1.75% (Visa Credit), 2.75% (Mastercard). Landlords: $2 per door, per month. No setup, no cancellation, no hidden charges.
Yes. Choose your method each time. PAD, Visa Debit, Visa Credit, or Mastercard. No commitment. Switch freely.
Yes. All payment methods earn TenantPay points, TRSP tickets, and free Equifax credit reporting. Visa Credit and Mastercard also earn your card's own rewards.
No. No contracts for tenants or landlords. Cancel anytime with zero fees or penalties. Your accumulated points remain in your account and do not expire while your account is active.
Ready when you are.
Join $1M+ Tenants already paying smarter with TenantPay.