A field journal on rent, credit, and the financial life of renters in Canada, written by the team building TenantPay.
Rent is the largest line item in most Canadians' lives. Here's what we've been thinking about it.
Product changelogs, market commentary, and tactical guides for tenants and property managers.
Millions of Canadian renters pay on time every month and get nothing for it. Here's how rent reporting works, what Equifax Canada actually does with that data, and why the payment platform you use matters.
A single late rent payment can stay on your Equifax credit file for up to six years. Here is exactly what happens to your score and how to protect it.
Rent payments don't appear on your credit report by default in Canada. Here's how rent reporting works, which platforms report to Equifax Canada, and how to start building credit with every payment.
The definitive tenant how-to for pre-authorized debit (PAD) rent payments in Canada: PAD rights under Payments Canada Rule H1, step-by-step setup via TenantPay and private landlords, and how rent payments build your Equifax Canada credit score.
Rent builds credit in Canada only when reported to Equifax Canada through a platform like TenantPay. Here's how the rent-to-credit pipeline works.
Most newcomers arrive in Canada with no credit history. Rent payments are one of the fastest ways to start building a score from scratch through Equifax Canada.